Data DividendFree valuation

For mortgage brokers, lenders & brokerages

Every loan you've closed is a lesson AI labs are paying for.

AI labs are licensing how deals actually close: processing checklists, conditions and how they were cleared, QC findings and transaction timelines. Borrower data never leaves.

  • Free for you
  • Reply within one business day
  • You approve every file
IllustrationWhat a 30-person mortgage brokerage holds
  • Loan workflows, application to fundingValuable
  • Conditions and how each was clearedValuable
  • QC findings and fixesValuable
  • Lead-to-close historiesValuable
  • Borrower names and contact detailsRemoved
  • SSNs, credit reports, bank statementsNever leaves
You approve every file before anything leaves.

What's valuable

What buyers want from mortgage and real-estate firms

Records of real work and how it turned out. The more years and the better kept, the more they're worth.

  • Processing checklists and conditions

    What each loan needed, and how every condition was cleared.

  • QC findings

    What quality control caught, and the fix that followed.

  • Transaction timelines

    Contract to close: the deadlines, the hand-offs and what slipped.

  • Lead-to-close histories

    How a lead became a client and a closing, with personal details removed.

  • Scripts, SOPs and compliance procedures

    How your team works, written down.

What labs learn from it

Why the near-misses matter

A loan that almost didn't close, with a missing verification, an appraisal gap or a condition cleared two days before funding, is the hard case an AI needs to see. Your pipeline holds thousands of them, each with how it ended.

  • Clearing conditions in the right order
  • Catching what QC would flag
  • Keeping a closing on its date

The numbers

What's public for mortgage and real-estate firms

$750K–$1M

Offer received by a mortgage shop in Texas (Aug 15), as posted by one data broker.

Source: offers posted publicly by a data broker, Aug 2026

$100K–$2M+

Per company for approved data packages, on one AI data company's published program.

Source: micro1's public program page, Oct 2026

“Real Estate: listings, leases, inspection reports”

Listed by one buyer among the data its program licenses.

Source: Mercor's public data page, Oct 2026

We never promise a number. Value depends on how much data you have, how many years it covers and how well it's kept. Your valuation tells you where you stand.

See where you stand

How it works

Three steps. You approve every one.

You don't need to prepare anything for the valuation, and nothing leaves your company until you've seen it and signed off.

  1. Get a free valuation

    Answer a few questions about your company. Within one business day we email you what buyers want from businesses like yours and what drives the price. No data needed yet.

  2. We find the buyer and do the work

    We match you with buyers who want your kind of data, then handle anonymization, PII removal and the paperwork. You approve every file and every term before anything leaves.

  3. You get paid

    Your company is paid under the license you sign. The buyer pays our fee, so it costs you nothing.

Privacy

What stays with you

You decide what's in scope. These never leave, and nothing goes anywhere without your written sign-off.

What never leaves

  • Borrower names, contact details and other nonpublic personal information
  • SSNs, credit reports and bank statements
  • Call recordings, unless consent is on file
  • HR, payroll and personnel files

How we anonymize

  1. Personal data is removed or replaced with placeholders.
  2. The cleaned files are reviewed, by us and then by you.
  3. Nothing leaves until you sign off in writing.

FAQ

Questions owners ask first

Anything else? Email [email protected] and a person will answer.

Our files are full of borrower data. Is anything left to license?

Plenty. Buyers want the workflow: processing checklists, conditions and how they were cleared, QC findings, transaction timelines and lead-to-close histories. Borrower names, SSNs, credit reports, bank statements and other nonpublic personal information are left out or removed before anything leaves.

How do you keep our data private?

Nothing leaves until it has been through three steps. Personal data (names, emails, phone numbers, addresses, account numbers) is removed or replaced with placeholders. The cleaned files are reviewed, by us and then by you. And you sign off in writing. Customer personal data, privileged or regulated records, and HR and payroll files are left out entirely.

How long does it take, and when do we get paid?

Your valuation arrives within one business day. If you go ahead, scoping and signing usually take a few weeks. Buyers pay once the data is delivered and accepted, typically 60 to 90 days after acceptance, and some pay sooner.

Do our employees need to know?

It depends on the data. Employee names and contact details are removed like everyone else's, and HR, payroll and personnel files never leave. Some material, such as call recordings or staff messages in certain states, can carry notice or consent rules; we flag it before anything is shared. Many owners choose to tell their team, and your counsel has the final word.

What does it cost us?

Nothing. The buyer pays us a fee when a deal closes. There's no upfront cost, and if no deal happens, nobody pays anything.

What if we say no?

Then nothing happens. The valuation is free and commits you to nothing. You can stop at any point before you sign, and nothing is ever shared without your written approval.

Who are you?

Data Dividend is a service of Augment Inc., based in Plano, Texas. We're independent, not tied to any one AI lab or data buyer, so our job is to find the buyer that fits your data rather than to fill one buyer's quota.

Free valuation

Get your free valuation

Two minutes. No data needed yet.

Tools you useCheck all that apply

More connected tools and more years of history usually mean a higher valuation.

  1. We review your answers.
  2. Within one business day, we email you what buyers want from companies like yours and what drives the price.
  3. If it's a fit, a short call to scope what's valuable and what stays out.

Free, no obligation, and nothing is shared without your approval.